FAFSA Timeline: When to File and What Families Need

The FAFSA opens by October 1 each year, and sometimes earlier, for students starting or continuing college the next fall. File as soon as you can: some state and college aid is limited or awarded until funds run out, and deadlines vary. Students and parents each need their own StudentAid.gov account, tax information from two years earlier and consent to share federal tax data.

Details change from year to year. Check studentaid.gov for this year’s form and dates, and contact each college’s financial aid office with specific questions.

When the FAFSA opens and why filing early matters

The FAFSA (the federal form for student aid) is filed for each school year. By law it must be available by October 1 of the year before college starts, and in some years it has opened earlier. A high school senior files in the fall of senior year for the following fall.

  • The federal deadline is late, near the end of the school year the aid covers, but that deadline is not the one that matters most.
  • State deadlines can be early. Some states set dates in winter or spring, and some award aid until it runs out. See state merit scholarships.
  • College priority dates are often in fall or winter, especially for early applicants. Missing them can mean less aid.
  • The FAFSA uses older tax information, from two years before the school year, so families do not need to wait for this year’s taxes.

Accounts to set up first

  • The student creates a StudentAid.gov account with their own email address and phone number.
  • Each contributor creates their own account too. Contributors are the people whose information the form asks for, usually one or both parents for a dependent student.
  • Parents without a Social Security number can still create an account and contribute; the process has extra steps, so start early.
  • Consent: every contributor must give consent for federal tax information to be transferred into the form. Without it, the student is not eligible for federal aid.
  • Account verification can take a few days, so set these up before the form opens.

Rules about which parent reports in separated or divorced families have changed in recent years. Check the current guidance on studentaid.gov or ask the financial aid office.

What information to gather

  • Social Security numbers, if the student and parents have them.
  • Federal tax returns and records from two years earlier, for the student and each contributor.
  • Current balances of savings, checking and investments, plus records of child support received.
  • The list of colleges to receive the information. Include every college the student is applying to.
  • The student’s state of legal residence.
  • Any other financial aid forms some colleges require. Check each college’s aid page.

A senior year FAFSA timeline

Summer before senior year

Create StudentAid.gov accounts, find the prior tax returns and list the aid deadlines for each college and the state. Our senior year plan shows how this fits with applications.

When the form opens

Complete the FAFSA, ideally within the first few weeks. Each contributor completes their section from their own account.

Fall and winter

Watch email for requests from colleges. Meet any early aid deadlines, especially if applying early decision or early action.

Spring

Aid offers arrive with or after admission. Compare them carefully; see how to compare financial aid offers.

Every year after

The FAFSA is filed again each year the student wants aid. Put a reminder on the calendar each fall.

What happens after you submit

  1. A summary arrives. The student receives a FAFSA Submission Summary showing the information reported and the Student Aid Index, a number colleges use to figure out aid.
  2. Fix errors. Review the summary and make corrections through StudentAid.gov if anything is wrong.
  3. Colleges receive the data. Each listed college uses it to build an aid offer.
  4. Verification, sometimes. Some students are selected to confirm information with documents. Respond quickly.
  5. Aid offers arrive. Review them, ask questions and accept or decline aid by each college’s deadline.

New to all of this? Start with financial aid basics.

Where a mentor helps

Mentors are not financial aid advisers and do not complete the FAFSA. A mentor can help a student own their part of the process: creating the account, keeping an aid deadline list current and following up on college emails each week, while parents handle their sections and get regular updates. Learn how we work with families, and see the full high school to college calendar.

Related

Common questions

When does the FAFSA open?

Federal law requires the FAFSA to be available by October 1 each year, and it sometimes opens earlier. Check studentaid.gov for the current date.

Do we need this year’s tax return to file the FAFSA?

No. The FAFSA uses tax information from two years before the school year, so families can file in the fall without waiting for new taxes.

Does my teen need to file the FAFSA if we will not qualify for aid?

It is often still worth filing. Many colleges use it for their own aid, and federal student loans for undergraduates usually require it.

What is the Student Aid Index?

It is a number calculated from the FAFSA that colleges use to determine eligibility for need-based aid. It is not the amount a family will pay.

Get started

Want your student to stay on top of aid deadlines week by week? Call (888) 305 5422, email contact@blackburnmentoring.com or start with a short assessment. A member of our team reviews every assessment personally and sets up a free intro call.

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